Gain a New Lease on Life – Michigan Bankruptcy Attorney
Bankruptcy may do just that for you - it may indeed offer you a way to make a new beginning and a "fresh start" with a clean slate.
Want to learn more? I can help you find out how. Contact me today to schedule a free initial consultation. To reach either my Madison Heights or Brighton office call toll free: 877-232-9161.
Removing the Burden of Debt
Whether you are able to file for Chapter 7 or Chapter 13, the simple act of filing is a large step toward finding relief from the pressure of creditors and the threat of foreclosure. Working with clients in Michigan, I have the opportunity of seeing first-hand the difference filing for bankruptcy can make. Even if a client files for Chapter 13 and has to make payments over a 3 or 5-year period, working with a lawyer and simply having a specific and affordable plan to pay can mean a great deal of relief and can save you hundreds or thousands in interest payments alone.
Rebuilding Credit
When you demolish an old, unsafe house, you don’t leave the crumbling foundation before rebuilding; rather, you start all over. Only this time you make certain that your structure’s foundation is sound and that it can withstand conditions that threaten it. Perhaps this new structure is smaller than the old yet it’s more solid — something you can live in and build upon.
The same is true of your finances and credit. By filing for bankruptcy, you have wiped away the old, unstable financial state in which you lived to start over. Now you are back to square one and it’s time to rebuild. By discharging your unsecured debt you can go a long way in improving your debt to income ratio; improving that ratio means that your credit will improve.
In addition to helping my clients file for bankruptcy relief, I can also advise them what actions they can take to help them get back on their feet and develop prudent habits for maintaining good credit.
Know your rights when you are in financial trouble. At Hensel Law Office, PLLC, no matter what your bankruptcy issue, it’s important to know you are not alone. Contact me today to schedule a free initial consultation and to close the book on the past. Call 877-232-9161.
